To make a smart health insurance buying decision it helps to understand why you need it.

Health insurance protects your finances
• Insurance companies negotiate rates with health care providers. Without coverage, a regular office visit fee can be twice as high.
• Even if your health plan requires out of pocket costs, being covered can help protect your financial future in the event of an unexpected illness or hospitalization.

Health insurance protects your health
• Members of health insurance plans have access to a wide range of health care providers.
• Members are more likely to have regular checkups and preventive care while covered by an insurance plan.

Health insurance can help protect your business
• As a self-proprietor or business owner health insurance limits your obligation for personal medical costs. Knowing the highest amount you could pay for your medical expenses could keep you in business.
• Employer-sponsored health insurance coverage is a valuable incentive in a compensation package for new hires and retaining employees.


OUR GOAL IS TO HELP NEW YORKERS DESIGN A HEALTH INSURANCE PROGRAM
THAT MAXIMIZES BENEFITS WHILE CONTAINING COST.
LET US WORK FOR YOU TO DESIGN A HEALTH PLAN WITHIN YOUR BUDGET.

For more information contact a member of our Employee Benefits Team
who will work with you to design a Health Plan to meet your business needs.

Contact

Corning Painted Post Agency 
55 E. Market St.
Corning, NY 14830

Phone: (607) 936-4642
Fax: (607) 732-0120

Swan Morss Insurance
309 E. Water St.
PO Box 179
Elmira, NY 14901

Phone: (607) 734-6283
Fax: (607) 732-0120




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