First call us, to find out how much coverage you currently have on your own car. In most cases, whatever coverage and deductibles you have on your own car would apply when you rent a car (providing you are not using the rental car for business).
If you have dropped physical damage coverage on your own car, you may not be covered if your rental car is stolen or damaged. So it is best to check with us for the specifics of your policy.

Next call your credit card company. Insurance benefits offered by credit card companies vary. However, many credit cards provide limited coverage, such as covering the deductible if there is a claim.
To know exactly the type and amount of insurance that is included, call the toll-free number on the back of the credit card you will be using to rent the car.  And be sure to ask for the their coverage information in writing.
In most cases, credit card benefits are secondary to either your personal insurance policy or the insurance coverage offered by the rental car company.

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