News
General
Rent a Car Without Wasting $$
It is possible to be properly insured when renting a car without wasting money buying duplicate coverage. Read Article >>
In a deadly crash, who should a driver-less car kill -- or save?
It's one of the trickiest moral dilemmas in technology right now. Would you trust your family to a self-driving vehicle? Read Article >>
Bigger, Better, Stronger and Committed to Community
Swan Morss Insurance and Henry Dunn Insurance Announce ‘Legacy’ Union Read Article >>
Why You Should Never Take Cash at the Scene of a Car Crash
If you've ever been rear-ended, you probably wanted to move on with your life as quickly as possible. But as understandable as that is, you shouldn't cut corners to do so. Read Article >>
June is National Safety Month
June is National Safety Month, which focuses on reducing leading causes of injury and death at work, on the road and in our homes and communities. How can you make safety a priority where you live, work, and learn? Read Article >>
Appliance Hoses
Should You Be Worried About Your Appliance Hoses? Read Article >>
Carbon Monoxide Safety
Protect your family from the "silent killer" Read Article >>
New Improved claims experience with Mobile Technology
Beginning in April, Safeco is enhancing Fast Path property claims handling by offering customers the opportunity to video chat with their adjuster. This technology, called Video Estimating, allows the adjuster to see property damage in real time and ultimately make the claims process easier, faster and more personalized Read Article >>
Ann Kilmer joins the Swan Morss family
Swan Morss Insurance is happy to announce the addition of Ann Kilmer as an account manager in large commercial accounts. Read Article >>
The Swan Morss family gets even bigger
We are happy to announce that we are welcoming Galvin & Haines Inc. to the Swan Morss Insurance family. Read Article >>
Richard Swan’s Farewell Address
After over 43 years of service, Richard Swan is retiring. Read Article >>
Does your Homeowners Insurance protect your Daycare?
Most homeowners’s policies do not include protection from business activities conducted from the home. Yes, you are a business. Read Article >>
We will be closed in observance of these holidays
2013 Holiday Schedule Read Article >>
Storm Sandy Preparation
As Storm Sadny approaches we want to make sure you are aware of important safety information. Read Article >>
No Fault Auto Insurance
The first party (policyholder) benefit coverage is known as personal injury protection (PIP). Because high threshold no-fault systems restrict litigation, they tend to reduce costs and delays in paying claims. Verbal thresholds eliminate the incentive to inflate claims that may exist when there is a dollar "target" for medical expenses. Read Article >>
Strong Link Between Unsafe Driving History and Life Expectancy
The motor vehcile report used to determine car insurance premium can also be used to predict the probable length of an individual's life. Read Article >>
My Insurance Information Mobile App
We are working hard to ensure the best quality of service to you. Read Article >>
Five Insurance Mistakes to Avoid...And Still Save Money
We are all concerned with saving money and it is important to shop around when looking for insurance coverage. However, simply reducing your coverage or dropping important coverages altogether can leave you dangerously underinsured in the event of a disaster. Read Article >>
Distracted Driving
While cellphones and text messaging cause the most accidents, drivers are also distracted by using PDAs, laptops and navigational aids while driving. Read Article >>
Health Care Reform
NYS Health Benefits Exchange Rates Released
The Department of Financial Services (DFS) has approved health insurance plan rates for 17 insurers seeking to offer coverage through New York's Health Benefits Exchange. Read Article >>
Employer Penalties Delayed
The Obama administration Tuesday announced a one-year delay in the Affordable Care Act’s requirement that businesses with 50 or more employees offer coverage to their workers or pay a penalty. Read Article >>
Employers Required to Take Action By October 1, 2013
The United State Department of Labor has issued new guidance on how to notify Employees about the Health Insurance Exchange. This notice must be sent to ALL EMPLOYEES, even if they are not eligible for the health insurance coverage under your plan. This can be provided in writing, either by mail or electronically, to every employee. Read Article >>