Commercial Umbrella

WHAT YOU NEED TO KNOW ABOUT COMMERCIAL UMBRELLA INSURANCE

If umbrella policies are good for individuals, then they are essential for business. When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event.

Commercial Umbrella helps you protect your assets by providing liability limits above and beyond your other policies. In some cases, it even broadens your protection. Due to the unpredictable nature of jury awards, we recommend your business insurance program include this coverage.

What is Excess Liability Coverage?
This coverage provides extra liability limits over an Umbrella policy. This coverage typically follows the terms of the first underlying insurance policy.
 
Who needs Excess Liability Coverage?
Higher limits may be necessary for businesses with high loss potential, high profile, sizable sales, numerous assets, large auto fleets, worldwide presence and significant public exposure.

Talk to Dan O'Connell or Mike Ferraro today about your business operations and they can advise you what kind of liability coverage you need to protect yourself and your company.

Contact

Corning Painted Post Agency 
55 E. Market St.
Corning, NY 14830

Phone: (607) 936-4642
Fax: (607) 732-0120

Swan Morss Insurance
309 E. Water St.
PO Box 179
Elmira, NY 14901

Phone: (607) 734-6283
Fax: (607) 732-0120




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